📜 Terms of Service – SaaS

1. Purpose

These Terms of Service define the conditions under which the SaaS (Software as a Service) solution provided by DB Conseils et Développement is made available to users.

2. Acceptance

Accessing or using the service implies full and unconditional acceptance of these Terms. Users confirm having read and agreed to them before subscribing.

3. Description of the Service

The service is a web-based software platform available via a secure interface. Features, usage limits, and subscription plans are described on the official website or provided documentation.

4. Account Access

Access requires account creation. Users are solely responsible for the confidentiality of their credentials and any actions taken from their account. Misuse or fraudulent use may lead to suspension without refund.

5. Pricing & Payment

The service is billed on a subscription basis. All prices are in Euros (€), tax-free (VAT not applicable under Article 293 B of the French Tax Code). Payments are securely processed via Stripe. Access is granted upon payment confirmation.

6. Subscription & Auto-Renewal

Subscriptions are automatically renewed at the end of each billing period unless canceled by the user from their account dashboard. Users may cancel at any time, but no refunds will be issued for the current billing cycle.

7. Right of Withdrawal

In accordance with Article L221-28 of the French Consumer Code, the right of withdrawal does not apply once the digital service has been fully provided or accessed with the user’s explicit consent.

8. Availability & Maintenance

The service is available 24/7, except during planned maintenance or unforeseen disruptions. Downtime will be announced whenever possible.

9. Liability

The service is provided “as is”. DB Conseils et Développement cannot be held liable for any direct or indirect damage, data loss, or service interruption.

10. Data Privacy

No personal data is collected or stored. The service is designed to operate anonymously, and users retain full ownership of any data they input (if applicable).

11. Intellectual Property

All content, structure, and code related to the service remain the exclusive property of DB Conseils et Développement. Unauthorized reproduction is strictly prohibited.

12. Governing Law

These Terms are governed by French law. Any disputes shall fall under the jurisdiction of the courts nearest to the company’s registered office.